Northwest Bank offers a wide range of mortgage alternatives for home or real estate buyers. We offer adjustable-rate loans with rate ceilings for added assurance and fixed-rate mortgages in various terms on single family homes. FHA and VA Loans also are available.
Get pre-approved for your mortgage loan
Get pre-approved for your mortgage loan before you even start shopping for a home! With a Pre-Approval from Northwest Bank you can look for a home with the confidence of knowing you are already approved, and what your interest rate will be. Apply online today or stop by to visit with a Northwest Bank
Apply For Your Mortgage Now
Home Loan Express
Let Northwest Bank take the stress out of shopping for your new home with our Home Loan Express. With Home Loan Express you'll have a loan before you look for a home. There is no cost for this service and your approved amount is good for up to 90 days. This means you'll have a competitive advantage over other buyers.
Call or stop in to visit with a mortgage expert at Northwest Bank about Home Loan Express today.
Check It Out...
We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
Visit Northwest Bank's Mortgage Center for helpful tools and resources Northwest Bank's Mortgage Center
- Apply for your Mortgage Loan Online 24/7
- Access current Mortgage Rates
- Utilize Online Calculators that can help you make decisions on financing your home
- And more!
Apply Now
Are You Buying Your First Home? 
Take advantage of a new program that allows for a down payment as low as 3% for qualified buyers.
Owning your home is one of the most valuable investments you will make in your lifetime. Stop by one of our locations today to learn more about financing your home through this great new program designed specifically for first time homebuyers.
We excel in providing an exceptional home purchasing experience and will be there for you long after you’ve moved into your home!
Apply Now For Your First Time Home Mortgage
It’s all about you, and your commitment to living in the country. Northwest Bank appreciates the unique qualities of rural American living. We offer a program that provides long-term financing for properties with larger acreages and outbuildings. Our RuraLiving® Home Mortgage program exemplifies competitive pricing and effective products designed specifically for country home living.
Learn More About RuraLiving
Sign-up for Rate Watch! Let us keep an eye on interest rates so that you don't have to. We'll e-mail you the current rate information based on the frequency you choose.
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Current Rates
| 30 Year Fixed Rates |
| Loan Amount |
Rate |
APR* |
Payment Example* |
| $300,000 |
7.125% |
7.260% |
$2,021.16 |
| $200,000 |
6.75% |
6.899% |
$1,297.20 |
| $100,000 |
6.50% |
6.697% |
$632.07 |
| 20 Year Fixed Rates |
| Loan Amount |
Rate |
APR* |
Payment Example* |
| $300,000 |
6.875% |
7.049% |
$2,303.44 |
| $200,000 |
7.000% |
6.819% |
$1,550.60 |
| $100,000 |
7.000% |
7.264% |
$775.30 |
| 15 Year Fixed Rates |
| Loan Amount |
Rate |
APR* |
Payment Example* |
| $300,000 |
6.375% |
6.588% |
$2,592.75 |
| $200,000 |
6.375% |
6.364% |
$1,728.50 |
| $100,000 |
6.125% |
6.446% |
$850.62 |
| Additional Financing |
| 5-1 Adjustable Rate Mortgage (ARM) |
FHA 30 Year Fixed |
VA 30 Year Fixed |
| 7.25%** |
6.500 |
6.75% |
| 1.00 Pts |
1.00 Pts |
1.00 Pts |
| 7.741% APR |
7.374% APR |
7.112% APR |