Northwest Bank is a family owned organization with Iowa roots and we are proud to expand our banking locations to better serve the community of Ames and surrounding areas.  The Ames location increases Northwest Bank's footprint to 20 banks located throughout Northwest Iowa, Central Iowa and Eastern Nebraska.

Meet Our Bankers

Your home is now our home too!

We are active members of the communities we serve and our bankers make decisions locally—a commitment you can bank on. We are eager to provide you outstanding service and welcome you to Northwest Bank. 

213 Duff Avenue, Suite 3, Ames, IA 50010

Office: 515-598-1350
Lobby: Monday - Friday 8:30 AM - 4:30 PM
No ATM or Drive-up Available

 Schedule An Appointment   |   Open An Account Online   |   Meet Our Bankers

Simplify Your Financial Life & Get $1001 In Your Account!

Leave your banking to us and get some EXTRA CASH when you open a new checking account.  All of our accounts come with: 

Choose the checking account that best works for you, then come in and visit with one of our personal bankers.  We'll deposit $1001 in your checking account when you pick a minimum of 4 new products or services to get started. 

 1Learn More!

Online & Mobile Banking

 Enroll in Mobile Banking Enroll in Online Banking

Banking When it's Convenient for You! Life moves at a fast pace which makes keeping up with your finances challenging. With Mobile Banking, it only takes minutes to manage your money and the best part is you can do it anywhere and at anytime!

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Student Loans 

We work with Iowa Student Loan to offer private loans to help you pay for college as well as refinance existing student loans. As an Iowa nonprofit and the state’s student loan experts, Iowa Student Loan offers competitively priced loans.5

We offer a variety of loans to: 

  • help you pay college costs while you are or your student is in school
  • help you simplify repayment or pay lower interest costs on existing student loans after college

Discover the right option for you! We offer competitive interest rates, clearly defined terms and benefits for you and your cosigner! 

  Learn More and Apply Today!

Start Sending Money with Zelle

Zelle is a convenient way to send money using your mobile banking app or online banking account.

Whether it's saving you a trip to the ATM or taking out the guesswork of divvying up the lunch tab, Zelle is a fast, safe and easy way to send and request money. Funds are sent directly to the recipient's account in a matter of minutes1, and all you need is the recipient's email address or U.S. mobile phone number

  • Send | Send money fast in just a few steps.
  • Request | Settle up with roommates, friends and more regardless of where they bank2.
  • Split | Easily divide the check for dinner, coffee and more.

Get Started Today


Did you know carriers offer discounts for bundling your home, auto, and life insurance which means greater savings for you! Give our Insurance Agents a call for a quick, no-obligation quote; they will review your insurance options to find the best combination of price and coverage for you.  

Make sure your family is covered with Northwest Insurance Services – a name you already know and trust. Contact one of your friendly Northwest Insurance Agents and see how much you could save call 1.844.445.9276 today. 

Home | Auto | Pet | Boat | RV | Business Insurance

  Start a Quote Today! 

Insurance Products are not insured by FDIC or any Federal Government Agency; are not a deposit of, or guaranteed by the Bank or any Bank Affiliate; and may go down in value. 

 We Invite You to Bank with Us!

“Ames is a growing and thriving city and, we look forward to being a part of the community and providing a genuine banking relationship where you are part of a family and your financial goals are our top priority.”

- Doug Ragaller, Regional Bank President

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Doug Ragaller

Regional Bank President

Send Doug a Message

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Todd Mosbach

Retail Manager  | NMLS#1894602  

Send Todd a Message

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Tim Neubauer

Ag Commercial Banker, VP

 Send Tim a Message


Let's Get Started!

Start your banking today! Follow our simple step-by-step process. If there is anything that can save a little more time, we are all for it. Opening an account is fast, easy, secure and can be done right from your computer or mobile phone. 

Choose the option below that best describes your current relationship with us.


1Not available with any other cash back offer. Cash incentive is only available when you meet with a Northwest Bank Personal Banker and select 4 new products or services from the available list. Northwest Bank checking account is required. The minimum opening balance of $10 is required to receive the bonus; bonus will be deposited into your Northwest Checking account within 7 business days of completing your banker meeting. If you received the $100 bonus offer as a result of opening a new checking account, your new checking account is subject to an early account closing fee of $50 (if you close your new account within 90 days of account opening). 0.00% APY effective 2/1/2021. 2. The credit score provided is intended to help you understand the factors that affect your credit score, and ways you may be able to save money with Northwest Bank loan products. It is generally not used for loan approval purposes or for determining loan rates. Loan rates and approvals are based on information provided to the bank when you apply for a loan. The credit score found in the credit report may be different than the credit score you see here. The offers presented here are not offers to lend; normal underwriting criteria apply. Terms and conditions and offers are subject to change at any time. 3. Insurance Products are not insured by FDIC or any Federal Government Agency; are not a deposit of, or guaranteed by the Bank or any Bank Affiliate; and may go down in value. 

Northwest Bank is compensated by Iowa Student Loan for the referral of student loan customers.

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