Font Size:

Non Processing Days

Below are listed the Non-ACH Processing Dates for 2021. We recommend that all files are submitted two banking days prior to the effective date. Holidays and Weekends are not considered a business day when scheduling your files. If you file has a non-processing day in the effective date field, the transactions will be processed on the next available business day.

Standard Federal Reserve Bank Holidays

HOLIDAY* 2021 2022 2023
New Year's Day Jan 1 Jan 1* Jan 1*
Martin Luther King Jr. Day  Jan 18 Jan 17 Jan 16
Presidents Day Feb 15 Feb 21 Feb 20
Memorial Day  May 31 May 30 May 29
Independence Day  Jul 4* Jul 4 Jul 4
Labor Day  Sep 6 Sept 5 Sept 4
Columbus Day  Oct 11 Oct 10 Oct 9
Veterans Day  Nov 11 Nov 11 Nov 11
Thanksgiving Day  Nov 25 Nov 24 Nov 23
Christmas Day  Dec 25* Dec 25* Dec 25

*For holidays falling on Saturday, Federal Reserve Banks and Branches will be open the preceding Friday. For holidays falling on Sunday, all Federal Reserve Banks and Branches will be closed the following Monday. An expanded schedule can be found on the Board of Governors' website (Off-site).

Positive Pay

Peace of mind knowing your business is protected from Check and ACH fraud with one of the most effective anti-fraud tools available.

Image of checks stating Positive Pay for your business. Your best defense against check fraud

Learn More

Direct Connect 

Use Direct Connect to efficiently organize your business finances saving you time and money with Quicken® and QuickBooks®

image of man and woman looking at tablet

Get Started Today

Scroll to top