Below are listed the Non-ACH Processing Dates for 2022. We recommend that all files are submitted two banking days prior to the effective date. Holidays and Weekends are not considered a business day when scheduling your files. If you file has a non-processing day in the effective date field, the transactions will be processed on the next available business day.
Standard Federal Reserve Bank Holidays
| HOLIDAY* | 2022 | 2023 | 2024 |
| New Year's Day | Jan 1* | Jan 1** | Jan 1 |
| Martin Luther King Jr. Day | Jan 17 | Jan 16 | Jan 15 |
| Presidents Day | Feb 21 | Feb 20 | Feb 19 |
| Memorial Day | May 30 | May 29 | May 27 |
| Juneteenth | June 19** | June 19 | June 19 |
| Independence Day | Jul 4 | Jul 4 | July 4 |
| Labor Day | Sept 5 | Sept 4 | Sept 2 |
| Columbus Day | Oct 10 | Oct 9 | Oct 14 |
| Veterans Day | Nov 11 | Nov 11* | Nov 11 |
| Thanksgiving Day | Nov 24 | Nov 23 | Nov 28 |
| Christmas Day | Dec 25* | Dec 25 | Dec 25 |
*For holidays falling on Saturday, Federal Reserve Banks and Branches will be open the preceding Friday. For holidays falling on Sunday, all Federal Reserve Banks and Branches will be closed the following Monday. An expanded schedule can be found on the Board of Governors' website (Off-site). **For holidays falling on Sunday, Federal Reserve Banks and Branches will be closed the following Monday — June 20, 2022, December 26, 2022, and January 2, 2023.