Earn more while managing your day-to-day finances.

Our checking accounts offer competitive rates, helping you make the most of your money while giving you easy access to your funds.

View CD Rates

Take Advantage of Competitive CD Rates at Northwest Bank. Secure your financial future.

Today's Best Rates

View Account Details

Earn more with competitive interest rates on our Checking and Savings Accounts.

Choose the account best for you!

Schedule an Appointment

Our knowledgeable bankers are ready to help you choose the best rates.

Schedule Now

Personal Checking and Savings Current Rates

CHECKING PRODUCTS
Account	Tiers		Interest Rate*	Annual Percentage Yield
COMPASS REWARDS ^{$10 Minimum Balance to Open. 1. Varies based on account}balance. 1.60% APY based on a $50,000 balance. Higher ^{balances will have a lower APY.}	Non-Qualifying Qualifying Balances Portion of Balance	All Balances Up to $25,000 $25,000.01 or More	0.01% 3.10% 0.05%	0.01% 3.14% 3.14%-1.60%¹
COMPASS RELATIONSHIP ^{$10 Minimum Balance to Open.}		$0 to $49,999.99 $50,000 to $99,999.99 $100,000 or More	0.35% 0.45% 0.60%	0.35% 0.45% 0.60%

SAVINGS PRODUCTS
Account	Tiers		Interest Rate*	Annual Percentage Yield
COMPASS SAVINGS ^{$1 Minimum Balance to Open. 2. Varies based on account}^{balance. 0.51% APY based on a $50,000 balance. Higher}^{balances will have a lower APY.}	Balances Portion of Balance	Up to $20,000 $20,000.01 or More	0.90% 0.25%	0.90% 0.90%-0.51%²
STATEMENT SAVINGS ^{$1 Minimum Balance to Open.}		$10 to $9,999.99 $10,000 or More	0.40% 0.55%	0.40% 0.55%
MONEY MARKET ^{$1,000 Minimum Balance to Open.}		$1,000 to $49,999.99 $50,000 to $99,999.99 $100,000 to $249,999.99 $250,000 to $499,999.99 $500,000 or More	0.90% 1.15% 1.65% 1.85% 2.00%	0.90% 1.16% 1.66% 1.87% 2.02%
STUDENT/TREASURE SEEKERS ^{$0 Minimum Balance to Open.}		$10 to $9,999.99 $10,000 or More	0.40% 0.55%	0.40% 0.55%
FIRST TIME HOMEBUYER ^{$1 Minimum Balance to Open. An additional 50 basis points}^{will be paid when a monthly automatic transfer from a Northwest Bank checking account is established. If no automatic}^{transfer, the interest rate will be reduced back to the base rate.}		All Balances	0.60%	0.60%
IRA SAVINGS ^{$0 Minimum Balance to Open. Additions Available.}		$0 to $4,999.99 $5,000 to $19,999.99 $20,000 to $49,999.99 $50,000 or More	0.30% 0.30% 0.35% 0.40%	0.30% 0.30% 0.35% 0.40%
HEALTH SAVINGS ^{$0 Minimum Balance to Open. Additions available.}		$0 to $2,499.99 $2,500 or More	0.25% 0.30%	0.25% 0.30%
ESTATE SAVINGS		$0 to $19,999.99 $20,000 to $49,999.99 $50,000 to $99,999.99 $100,000 to $499,999.99 $500,000 to $999,999.99 $1,000,000 or More	0.70% 0.80% 0.90% 1.00% 1.35% 1.60%

^{*Interest Rate and Annual Percentage Yield (APY) effective 12-19-2025 and are subject to change without notice. Fees may reduce earnings. Member FDIC}

Business Checking and Savings Current Rates

CHECKING PRODUCTS
Account	Tiers	Interest Rate*
COMMERCIAL ANALYSIS WITH INTEREST ^{Split rates apply, resulting in different rates applied at the}^{same time on different tiers}	$0 to $19,999.99 $20,000 to $49,999.99 $50,000 to $99,999.99 $100,000 to $499,999.99 $500,000 to $999,999.99 1,000,000 or More	0.10% 0.20% 0.30% 0.40% 0.50% 0.60%
COMMUNITY CHECKING ^{Not-for-Profit Organizations}	All Balances	0.20%

SAVINGS PROUDCTS
Account	Tiers	Interest Rate^*
BUSINESS MONEY MARKET ^{$1 Minimum Balance to Open.} ^{A $5 excess transaction fee will be charged for each debit}transaction made to the account in excess of six per statement cycle. Other fees may apply.	$0 to $249,999.99 1.30% $250,000 to $499,999.99 $500,000 to $999,999.99 $1,000,000 or More	0.70% 0.95% 1.45% 2.00%
BUSINESS SAVINGS ^{$1,000 Minimum Balance to Open.}	$0 to $19,999.99 $20,000 to $49,999.99 $50,000 to $99,999.99 $100,000 to $499,999.99 $500,000 to $999,999.99 $1,000,000 or More	0.70% 0.80% 0.90% 1.00% 1.35% 1.60%

INSURED CASH SWEEP
Account	Tiers	Interest Rate^*
INSURED CASH SWEEP BUSINESS	$0 to $249,999.99 $250,000 to $499,999.99 $500,000 to $999,999.99 $1,000,000 or More	0.30% 0.55% 1.05% 1.60%

^{*Interest Rate effective 12-19-2025 and are subject to change without notice. Fees may reduce earnings. Member FDIC}

Proudly Serving Iowa and Nebraska

Experience the Northwest Bank difference--the better banking experience. Contact us today and let's build a brighter financial future together!

Meet with a Banker

Let’s get something on the calendar. One of our friendly team members is ready to assist you.

Schedule an Appointment Contact a Banker

Call Us

Mon - Fri: 7:00 AM - 7:00 PM CST
Sat: 8:00 AM - 12:00 PM CST

General Support: 800-678-4105

Find a Branch or ATM

Find a Northwest Bank location near you. We look forward to seeing you.

Find a NWB Location