You Make the Memories - We Make Them Possible
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We are truly committed to making homeownership dreams a reality and offering financing options to help home buyers who would otherwise qualify for a mortgage but may not have the resources for a larger down payment.
It's always a good idea to get pre-approved. Apply online today, for a commitment-free, no-fee obligation and we'll help you determine your maximum purchase price. It's important to know this number before looking for a home in your price range.
Program Information:
![image of a coins icon](/webres/Image/misc/LMI-banking-icons.png) | Lower Down Payment Financing Options. The down payment can be used with approved grant funds and gifts for down payment assistance. |
![Image of a wallet icon](/webres/Image/misc/wallet-icon'.png) | Income Restrictions Apply. To qualify for the Low Down Payment Loan, your income cannot exceed 80% of the median family income of the purchase property. Send us a message and we'll can get you started on the best loan product for you as well as help determine if you qualify for our Low Down Payment Loan. |
![Image of lines with dots showing a graph icon](/webres/Image/misc/LMI-banking-icons4.png) | Special Underwriting Terms for Lower Credit Scores. You must have a minimum credit score of 640. |
![Image of a circle with a percent sign in it and and arrow going around the circle icon](/webres/Image/misc/LMI-banking-icons6.png) | Allowed for Primary Residences with a Long-Term Adjustable Rate Mortgage Loan. The interest rate on this loan product is variable and may change based on an interest rate index. |
Get your Free Personalized Rate and Payment Quote!
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Send us a quick message and let's get started!