With over 10 years of experience in the banking industry, Tramy is passionate about working closely with her customers to provide them with personalized financial guidance. Throughout her career, she has built a strong foundation of trust and expertise, helping clients navigate their financial journeys and helping to make informed decisions that align with their unique needs. Tramy takes pride in fostering lasting relationships whether it's guiding them through account options, loans, or investments, her goal is always to offer the best solutions to support their success.

Noah Ritter has up to six years of banking experience, with four of those years being part of the Northwest Bank team. Ritter started as a Personal Banker in March of 2020 at the West Des Moines branch, which then led him to transfer to the Spencer Corporate office to obtain the position of Mortgage Loan Processor in March of 2021. Noah's newest venture is heading back to his roots in Creston, where he will serve as a Mortgage Banker. Ritter graduated from Iowa State University, where he achieved a bachelor's degree in business administration. He enjoys helping our borrowers not only find the loan program that best suits their needs, but also the ability to provide them with a simple and smooth homebuying experience. Noah spends his free time with his family, being active, and playing golf.

Eli is committed to helping clients navigate the mortgage process with confidence. With nearly 2 years at Northwest Bank, and previous experience as a real estate agent, Eli brings extensive knowledge of real estate and finance to the mortgage team. He is committed to delivering top-notch customer service and believes in building lasting relationships by offering personalized guidance. After graduating from college in 2021 with degrees in finance and economics, Eli and his wife became small business owners when they inherited Los Pueblos, a local Mexican restaurant in the heart of Arnolds Park. The restaurant has been in the family and served the local community for more than 20 years. Eli is an involved member of his church and loves spending time with his family.

Noah graduated from Northwestern College in Orange City, IA with a bachelor’s degree in finance.  He enjoys developing relationships with customers and helping them reach their home ownership goals.  Noah completed the Management Trainee program at Northwest Bank where he followed an accelerated training path allowing him to learn important banking and mortgage functions preparing him to help customers navigate the mortgage process.  He is an active member of both the West Des Moines and Waukee Young Professionals.

Check Out Noah's latest Podcast: "What to Expect as a First-Time Homebuyer"

Snyder is a 2019 graduate of Iowa State University with a bachelor’s degree in Business Marketing.  Prior to joining Northwest Bank, Collin was employed at Morningside University in Sioux City, IA where he was an admissions counselor. Collin recently relocated to West Des Moines and is eager to become involved in the community.

News about Collin:

2024 Iowa Mortgage Association Awards

Brian Klaas has specialized in Financial Services and Banking since 2003. He has been with the Northwest Bank team for 10+ years as a mortgage lender. Brian specializes in working with homeowners to educate them on the mortgage loan process to make their home financing experience simple and worry-free. He is actively involved in the Urbandale community through coaching youth sports as well as participating in various chamber and volunteer activities.

Deb Andersen brings over 30 years of banking experience to the Northwest Bank team. The last 25+ years have been in the mortgage and construction lending industry.  Her focus is providing excellent customer service and making the process of purchasing, refinancing, or building a dream home a smooth and pleasant experience for her customers.  Deb is a member at St. Augustin Church and is involved with Dowling Catholic High school.

Angie Peterson brings over 25 years of banking experience to the Northwest Bank team with the last 20+ years in the mortgage industry. She is involved in her church, Iowa Great Lakes Rotary, and an active volunteer in Spirit Lake School District. Angie enjoys getting to know her clients and finding the right mortgage product to meet their individual needs. Whether it’s your first home, a vacation home or you’re a returning homeowner, Angie is ready to assist you.

President's Club Winner:

Melissa brings over 19 years of banking & mortgage expertise to the Northwest Bank team.   Melissa is a positive problem solver and optimistic person who loves to explore all types of financing options with her clients.  She will review all your opportunities as she is knowledgeable in the first time and repeat homebuying process, new construction or renovation projects, refinance loan structuring, investment property financing, and down payment assistance programs. When Melissa is not helping homeowners, she enjoys volunteering within the youth community and being active outdoors with her husband Dan and 3 children Emma (14), Katelee (6), and Dylan (6). 

Winner's Circle:

The Iowa Mortgage Association is pleased to announce the Winner's Circle. An ongoing recognition program, the club consists of mortgage originators who meet certain criteria set from year to year. 

Brad Smit has been with Northwest Bank for 15+ years and he is full of energy and provides you with great customer service while making the mortgage process as simple as possible for all of your mortgage lending needs.  Brad and his family reside in Sioux Center, and he is actively involved within the community and coaching high school football and youth sports teams. 

Jeff Baker has specialized in Financial Services and Banking for over 15 years. Whether it's buying a new home, car, boat, or making any significant financial decision, Jeff enjoys making the financing experience simple and worry-free to help our customers achieve their financial goals. He is actively involved in the community through serving on various boards and being an Optimist Club member.

Adam Wright began his banking career in 2011 and truly believes in the mission statement of Northwest Bank - Building Relationships and Exceeding Expectations. Adam enjoys getting to know our customers and providing them a positive banking experience.  He is proud of the relationships he has built and looks forward to developing new ones. Beyond his banking role, Adam is actively engaged in community betterment initiatives, serving on the boards of the Shenandoah Public Library, Shenandoah Medical Center Foundation, and the Shenandoah Chamber and Industry Association. Additionally, he gives his time and expertise as a middle school and high school coach.

Ryan brings 10+ years of banking experience, with a vast knowledge in both Mortgage and Retail Banking. Ryan is native of Omaha and is continuing his education at the University of Nebraska at Omaha studying business management.  Ryan is very involved with his community, including being a board member for the Omaha Outward Bound School Safety Committee.  He is also a member of the Omaha Area Board of Realtors and Omaha Chapter of the Women’s Council of Realtors.  

Check out Ryan's Podcast Episode: "Spring Homebuying Season"

Champions Circle Winner: 

The NMA’s Champions Circle recognizes and celebrates the service, dedication, and hard work that leading mortgage professionals put into serving their clients during the home loan process.  The Champions Circle consists of mortgage originators who meet certain criteria set each year, based on the location/population of the originator. 

Noelle has been in the finance and banking industry for over 20 years. She enjoys and specializes in providing great customer service and assisting homeowners with all their mortgage lending needs. Noelle is active with the Le Mars Community by participating in both School and Chamber Events.  She is currently a member of the Floyd Valley Foundation Committee, Plymouth County Board of Reviews and is a Le Mars Chamber Ambassador.  

Will enjoys getting to know his clients and finding the right mortgage product to meet their individual needs. He specializes in working with homeowners to educate them on the mortgage loan process to make their home financing experience simple and worry-free. Whether it’s your first home, a vacation home or you’re a returning homeowner, Will is ready to assist you.

Sam has been with Northwest Bank for over 15 years. She takes pride in educating her clients by putting a personal touch on the mortgage process. Sam holds a Master of Business Administration from the University of Nebraska at Omaha. She is a member of the Omaha Area Board of Realtors and serves on the executive board for the Omaha chapter of Women’s Council of Realtors.

Champions Circle Winner: 

The NMA’s Champions Circle recognizes and celebrates the service, dedication, and hard work that leading mortgage professionals put into serving their clients during the home loan process.  The Champions Circle consists of mortgage originators who meet certain criteria set each year, based on the location/population of the originator. 

Donnell Skow brings over 30 years of financial services experience to the Northwest Bank team with 18 years in the mortgage lending field.  Donnell specializes in working with home buyers and homeowners to educate them on the mortgage loan process to make their home financing experience simple and worry-free.  She is actively involved in the Humboldt community and a member of the Humboldt County Housing Development board.

Sarah Niemand brings over 17 years of banking experience, with 11+ of those working as a Personal Banker and Consumer Loan Officer at Northwest Bank. Sarah looks forward to working with homebuyers to ensure financing a home is a positive experience and will continue to assist the buyers after the mortgage loan closes. She is actively involved in Fort Dodge and surrounding communities. She resides in Duncombe with her husband and two children.

Meet experienced mortgage originator, Dee Murman who takes pride in finding the mortgage solution best suited for each of her customers, therefore, affording each homeowner the opportunity to create equitable wealth.  You will find her friendly, professional approach to the sometimes-complex world of lending to be straightforward and simple.  She specializes in opening doors for those buying for the first time and those stepping up.  You can count on Dee to be available to assist long after your mortgage loan closes, as well. She is a member of the Fort Dodge Noon Rotary Club and active in the Trinity United Methodist Church in Fort Dodge. She, and husband Bruce, are parents to two grown children.

Dee's Recognitions:

• Awarded Lender Ambassador by Iowa Finance Authority (First Time Homebuyer Specialist)
• Awarded Best Loan Officer of the 2024 People's Choice Awards - The Messenger, Fort Dodge

Yas has been with Northwest Bank for 7+ years and specializes in personal banking. She is bilingual, speaking English and Spanish fluently. She enjoys working with customers and assisting them with all their banking needs, from opening new accounts to Consumer and Mortgage lending. She resides in Wallingford, IA with her husband Joaquin, and two children Jasmine and Joaquin Jr. Yas is a member of the Estherville Ambassadors and North Star Nights Kiwanis. Yas also enjoys traveling to see her extended family who reside in Texas. Her favorite quote is, “Never give up on the things that make you smile.”