Personal Checking Accounts

Personal Banking Accounts for your unique needs.

At Northwest Bank, we offer a comprehensive range of personal banking services tailored to your needs, making managing your money simple, secure, and convenient.

Whether you're saving for a rainy day, planning for retirement, or simply looking for every day banking solutions, we have the right account options for you.

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    Checking Accounts

    • Most Popular High-Yield Checking

      Compass Rewards Account

      • Earn Our Best Interest Rate
      • No Monthly Maintenance Fee
      • Great For Those Who Carry a High Balance
      • Eligible for Compass Savings Account
      • $10 Minimum Balance to Open
      View Details
    • Most Popular Earn Cash Back

      Compass Cash Account

      • Puts Cash Back In Your Account When You Use Your Debit Card
      • No Monthly Maintenance Fee
      • Eligible for Compass Savings Account
      • $10 Minimum Balance to Open
      View Details

    • Compass Relationship Account

      • Tiered Interest Rate Structure
      • Free 1st Box of Standard Checks
      • Get More Perks As Your Relationship Grows With Us.
      • Free Paper Statement Available
      • $10 Minimum Balance to Open
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    • Compass Digital Account

      • Utilize our eBanking Tools - No Paper Check Writing
      • No Monthly Maintenance Fee
      • Great for Students or Young Adults
      • Helps Prevent Overspending - No Overdraft Fees1
      • Enroll and Receive e-Statements
      • $10 Minimum Balance to Open
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    • Compass Free Account

      • Get the Basics
      • Simple Checking with No Monthly Maintenance Fee
      • Free Paper Statement Available
      • $10 Minimum Balance to Open
      View Details

    Get $100 On Us!*

    Looking to earn an easy $100*? When you open a new checking account with Northwest Bank and meet the simple requirements, you can get extra cash into your account! It’s a great way to kick-start your new account while enjoying features like no monthly fees, free anytime banking services, and more.

    Check It Out

    Savings Accounts

    • Commonly Opened with Compass Cash & Compass Rewards Accounts

      Compass Savings Account

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    • Statement Savings Account

      • Low Minimum Balance Requirements
      • Tiered Interest Rates
      • $1 Minimum Balance to Open
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    • Money Market Account

      • Interest Increases With Higher Balances
      • Checks Available
      • Easy Access to Your Account with Your Debit Card
      • $1,000 Minimum Balance to Open
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    • Available for Students Ages 11-23

      Student Savings Account

      • Learn How to Set Goals For Saving
      • No Minimum Balance Requirement
      • No Monthly Maintenance Fee
      • Tiered Interest Rates
      View Details
    • For Children 10 & Under

      Treasure Seeker Savings Account

      • Grab as Much Pirate Loot as You Can Each Time You Bring In a Deposit of $5 or More
      • Learn the Basics of Saving Money
      • No Minimum Balance Requirement
      • No Monthly Maintenance Fee
      • Tiered Interest Rates
      View Details

    • Health Savings Account (HSA)

      • Use Exclusively For the Payment of Qualifying Medical Expenses
      • Free HSA Debit Card and Checks
      • Free Online and Mobile Banking
      • Schedule and Pay Bills Electronically
      • Tax Savings
      • Tiered Interest Rates
      View Details

    • First Time Homebuyer Savings Account

      • Available for Qualifying Iowa Residents Towards the Purchase of a First Home
      • Tax Benefits
      • Earns Interest
      • Deposit Money At Any Time - No Maximum Balance Amount
      • $1 Minimum Balance to Open
      View Details
    • We give you options, so you can choose!

      Certificate of Deposits

      Looking for a smart and secure way to grow your savings? Enjoy competitive interest rates, flexible terms and the security of FDIC Insurance. Your money is safe and secure while reaching your financial goals.

      Ask about our Event Saver CD! You choose any term between 6 and 60 months to coincide with the event you are saving for.

      Check Out Our Current Rates

    • Individual Retirement Account (IRA)

      Planning for retirement? It’s never too early or too late to start! A Northwest Bank IRA is a smart way to build a secure financial future. 

      • Enjoy potential tax-deferred or tax-free growth depending on the type of IRA.
      • Choose from Traditional or Roth IRAs to fit your retirement goals. Save at your own pace.
      • FDIC Insured
      View Details

    Round Up Savings Program!

    Make the change and start saving effortlessly with Round Up! Every time you use your debit card, purchases are automatically rounded up to the nearest dollar, with the extra change transferred straight to your savings. It’s an easy and hassle-free way to build up your savings without even thinking about it.

    Check It Out