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Personal Checking and Savings Current Rates

CHECKING PRODUCTS
Account	Tiers		Interest Rate*	Annual Percentage Yield
COMPASS REWARDS ^{$10 Minimum Balance to Open. 1. Varies based on account}balance. 1.60% APY based on a $50,000 balance. Higher ^{balances will have a lower APY.}	Non-Qualifying Qualifying Balances Portion of Balance	All Balances Up to $25,000 $25,000.01 or More	0.01% 3.10% 0.05%	0.01% 3.14% 3.14%-1.60%¹
COMPASS RELATIONSHIP ^{$10 Minimum Balance to Open.}		$0 to $49,999.99 $50,000 to $99,999.99 $100,000 or More	0.35% 0.45% 0.60%	0.35% 0.45% 0.60%

SAVINGS PRODUCTS
Account	Tiers		Interest Rate*	Annual Percentage Yield
COMPASS SAVINGS ^{$1 Minimum Balance to Open. 2. Varies based on account}^{balance. 0.51% APY based on a $50,000 balance. Higher}^{balances will have a lower APY.}	Balances Portion of Balance	Up to $20,000 $20,000.01 or More	0.90% 0.25%	0.90% 0.90%-0.51%²
STATEMENT SAVINGS ^{$1 Minimum Balance to Open.}		$10 to $9,999.99 $10,000 or More	0.40% 0.55%	0.40% 0.55%
MONEY MARKET ^{$1,000 Minimum Balance to Open.}		$1,000 to $49,999.99 $50,000 to $99,999.99 $100,000 to $249,999.99 $250,000 to $499,999.99 $500,000 or More	0.90% 1.15% 1.65% 1.85% 2.00%	0.90% 1.16% 1.66% 1.87% 2.02%
STUDENT/TREASURE SEEKERS ^{$0 Minimum Balance to Open.}		$10 to $9,999.99 $10,000 or More	0.40% 0.55%	0.40% 0.55%
FIRST TIME HOMEBUYER ^{$1 Minimum Balance to Open. An additional 50 basis points}^{will be paid when a monthly automatic transfer from a Northwest Bank checking account is established. If no automatic}^{transfer, the interest rate will be reduced back to the base rate.}		All Balances	0.60%	0.60%
IRA SAVINGS ^{$0 Minimum Balance to Open. Additions Available.}		$10 to $4,999.99 $5,000 to $19,999.99 $20,000 to $49,999.99 $50,000 or More	0.30% 0.30% 0.35% 0.40%	0.30% 0.30% 0.35% 0.40%
HEALTH SAVINGS ^{$0 Minimum Balance to Open. Additions available.}		$0 to $2,499.99 $2,500 or More	0.25% 0.30%	0.25% 0.30%
ESTATE SAVINGS		$0 to $19,999.99 $20,000 to $49,999.99 $50,000 to $99,999.99 $100,000 to $499,999.99 $500,000 to $999,999.99 $1,000,000 or More	0.70% 0.80% 0.90% 1.00% 1.35% 1.60%

^{*Interest Rate and Annual Percentage Yield (APY) effective 12-19-2025 and are subject to change without notice. Fees may reduce earnings. Member FDIC}

Business Checking and Savings Current Rates

CHECKING PRODUCTS
Account	Tiers	Interest Rate*
COMMERCIAL ANALYSIS WITH INTEREST ^{Split rates apply, resulting in different rates applied at the}^{same time on different tiers}	$0 to $19,999.99 $20,000 to $49,999.99 $50,000 to $99,999.99 $100,000 to $499,999.99 $500,000 to $999,999.99 1,000,000 or More	0.10% 0.20% 0.30% 0.40% 0.50% 0.60%
COMMUNITY CHECKING ^{Not-for-Profit Organizations}	All Balances	0.20%

SAVINGS PROUDCTS
Account	Tiers	Interest Rate^*
BUSINESS MONEY MARKET ^{$1 Minimum Balance to Open.} ^{A $5 excess transaction fee will be charged for each debit}transaction made to the account in excess of six per statement cycle. Other fees may apply.	$0 to $249,999.99 1.30% $250,000 to $499,999.99 $500,000 to $999,999.99 $1,000,000 or More	0.70% 0.95% 1.45% 2.00%
BUSINESS SAVINGS ^{$1,000 Minimum Balance to Open.}	$0 to $19,999.99 $20,000 to $49,999.99 $50,000 to $99,999.99 $100,000 to $499,999.99 $500,000 to $999,999.99 $1,000,000 or More	0.70% 0.80% 0.90% 1.00% 1.35% 1.60%

INSURED CASH SWEEP
Account	Tiers	Interest Rate^*
INSURED CASH SWEEP BUSINESS	$0 to $249,999.99 $250,000 to $499,999.99 $500,000 to $999,999.99 $1,000,000 or More	0.30% 0.55% 1.05% 1.60%

^{*Interest Rate effective 12-19-2025 and are subject to change without notice. Fees may reduce earnings. Member FDIC}

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